How is wells fargo make money Essay Example for Free

How is wells fargo make money Essay Wells Fargo Company is a diversified financial services company providing banking, insurance, investments, mortgage and consumer finance for more than 23 million customers through 6,100 stores, the internet and other distribution channels across North America and elsewhere internationally. Headquartered in San Francisco, but were decentralized so every local Wells Fargo store is a headquarters for satisfying all customers financial needs and helping them succeeds financially. Wells Fargo has $483 billion in assets and 167,000 total team members across 80+ businesses. They are one of the United States top-40 largest private employers; ranked fifth in assets and fourth in market value of stock among their peers as of September 30, 2006 (Wells Fargo’s home page). Wells Fargo’s goal, however, is not to be the biggest, but to be the best. Wells Fargo’s website set forth its vision, which is â€Å"to satisfy all our customers financial needs and help them succeed financially. We want to be recognized as one of Americas great companies and the premier provider of financial services in every one of our markets, number one, second to none. † Loomis (17) states that Wells Fargo’s strategic initiatives include; increase the contribution to banking earnings from investments, trust, brokerage and insurance from 15 percent to 25 percent. Going for â€Å"gr-eight† Increase the number of products their consumer and business customers have with them to eight products per customer. Doing it right for the customer 100% bank-mortgage/home equity cross-sell all mortgage and home equity customers in banking states to bank with Wells Fargo and want all their banking customers who need a mortgage or a home equity loan to get it through Wells Fargo. Wells Fargo cards in every wallet; When, where and how Integrate all delivery channels stores, ATMs, Wells Fargo Phone Banksm, their online banking site, direct mail, interactive video—to match them with when, where and how their customers want to be served. â€Å"Information-based† marketing Use technology to take full advantage; offer the right product to the right customer at the right time at every point of customer contact. Be the customers’ payments processor. Premier customers Attract more and keep all existing premier customers and increase their numbers; and People as a Competitive Advantage- Continue to develop reward and recognize all team members. In 1852 Henry Wells and William Fargo founded Wells, Fargo Co. to serve the West. The new company offered banking (buying gold, and selling paper bank drafts as good as gold) and express (rapid delivery of the gold and anything else valuable). Wells Fargo opened for business in the gold rush port of San Francisco, and soon Wells Fargo’s agents opened offices in the other new cities and mining camps of the West. In the boom and bust economy of the 1850s, According to Hungerford, Wells Fargo earned a reputation of trust by dealing rapidly and responsibly with people’s money. In the 1860s, it earned everlasting fame and its corporate symbol with the grand adventure of the overland stagecoach line (99). Wells Fargo sent its business by the fastest means possible: stagecoach, steamship, railroad, pony rider or telegraph. In 1858, Wells Fargo helped start the Overland Mail Company the famed â€Å"Butterfield Line† to meet the demand for speedy communications across the west. In 1861, Wells Fargo also took over operations of the western leg of the famed, but short-lived, Pony Express (Scheele 250). In 1866, Wells Fargo combined all the major western stage lines. Stagecoaches bearing the name Wells, Fargo Co. rolled over 3,000 miles of territory, from California to Nebraska, and from Colorado into the mining regions of Montana and Idaho. After the completion of the transcontinental railroad in 1869, Wells Fargo increasingly rode the rails. In 1888, after expanding along the new steel network across the Northeast into New York, Wells Fargo became the country’s first nationwide express company. It adopted the motto â€Å"Ocean-to-Ocean† to describe its service that connected over 2,500 communities in 25 states, and â€Å"Over-the-Seas† to highlight its lines linking America’s increasingly global economy. Wells Fargo rushed customers’ business from the urban centers of New York and New Jersey, through the rail hub of Chicago and farming regions of the Midwest, to ranching and mining centers in Texas and Arizona, and to lumber mill towns in the Pacific Northwest. Wells Fargo agents in towns large and small offered basic financial services like money orders, travelers’ checks, and transfer of funds by telegraph. Always, though, wherever there was mining, from Alaska to Arizona, Wells Fargo guarded the gold. By 1910 the Company’s network linked 6,000 locations, including new offices in the Upper Midwest and Great Lakes regions. It was in these towns that the famed â€Å"Wells Fargo Wagon† delivered goods of all sorts, from a grey mackinaw to some grapefruit from Tampa, as the song from the Music Man goes (Hungerford 97). By 1918 Wells Fargo was part of 10,000 communities across the country. That year, however, the federal government took over the nation’s express network as part of its effort in the First World War. Wells Fargo was left with just one bank in San Francisco. Wells Fargo Co’s Bank, San Francisco (as it was called since 1852), formally separated in 1905 from Wells Fargo Co Express. The bank then survived the disaster of the 1906 San Francisco Earthquake and Fire. Bank president I. W. Hellman telegraphed, â€Å"Building Destroyed, Vault Intact, and Credit Unaffected. † From that confident note, Wells Fargo began rebuilding its banking business across the West. In the 1910s and ’20s Wells Fargo served as a commercial bank in San Francisco, supporting the West’s growing business and agriculture, including fledgling auto, aerospace and film industries. The Wells Fargo Stagecoach became a regular actor in Hollywood westerns. Loomis (18) agreed that sound management helped the bank weather the Great Depression, serve the nation during World War II, and positioned the bank to meet new consumer banking needs in the prosperous post-war era. Through the 20th Century Wells Fargo rebuilt from just one office in San Francisco. From 1905 to 1923 it was a premier downtown San Francisco institution. Expanding in 1923 to two marbled banking halls, Wells Fargo was a â€Å"banker’s bank† that served the entire west. In 1960s prosperity, Wells Fargo became a northern California regional bank with branch offices everywhere people lived and played, from the coast to the mountains. In the 1980s Wells Fargo expanded into a state-wide bank and became the seventh largest bank in the nation and launched its online service (Wells Fargo home page). In the 1990s Wells Fargo returned to its historic territory throughout the Western, Midwestern and Eastern states. Today in the 21st Century, with extensive and diversified financial services, the Wells Fargo name once again extends â€Å"Ocean-to-Ocean,† â€Å"Over-the-Seas,† and, of course, On-Line. The famous image of the stagecoach and the reputation of the name saw Wells Fargo well through the mighty events and fantastic growth of the 20th Century. In prosperity, depression and war, even greater post-war prosperity, social changes and ever faster communications technologies, Wells Fargo’s attention to customers’ business has seen it through these great events and brought success. WORK CITED Hungerford, Edward. Wells Fargo: Advancing the American Frontier. New York: Random House, 1949. Loomis, Noel M. Wells Fargo. New York: Clarkson N. Potter, 1968. 17-18. Scheele, Carl H. A Short History of the Mail Service. Washington, DC: Smithsonian Institute Press, 1970. 250. Wells Fargo. Home page. 2006. 23 Nov. 2006 https://www. wellsfargo. com/about/history/adventure/modern_times.

Jeffersonian Republicans and Federalists

Jeffersonian Republicans and Federalists The Jeffersonian Republicans are often categorized as strict constructionists who were opposed to the broad constructionism of the Federalists, but to some extent this generalization of the Madison and Jefferson parties were inconsistent. In the form of the Louisiana Purchase, the Embargo Act, and the War of 1812, the Jeffersonian Republicans can be seen as broad constructionalists, the opposition of the war, in the form of a two-thirds majority to declare war, and Madisons vetoing of the Internal Improvement Bill can make the Federalists seem as if they were the strict constructionalists. Through an analysis of these topics, it is easy to see that both parties crossed their political lines to some degree throughout this time period. In the election of Thomas Jefferson, the world was about to experience a new era of national and political authority. The ideals of Thomas Jefferson were very different from the previous President; Jefferson sought a peaceful and constitutionally strict way of life for his political party. As Jefferson began his presidency he claimed that his election was a recovery of the original ideals of the American people. Jeffersons true ideology was one that believed in a small, weak central government, and that a small central government was the only way to flourish in these times. In truth, Jefferson had felt that the safety, and health of the nation, that he now ran, was somehow inversely related to the power the federal government had. In the letter to Gideon Granger, one of Jeffersons future cabinet members, he wrote on the note of the preservation of the constitution of America, and the ideals, and principles that created said constitution. Our country is too large to have all its affai rs directed by a single government. This was unquestionable proof that Jefferson felt that a smaller central government would be more beneficial in the eyes of the nations domestic policies and issues, as for the foreign policies, that stronger central power may have been a more proper means to follow. Thomas Jefferson was a man of a very unique sense of religion. Throughout his life as public figure, Jefferson would see that his lack of religious ground would prove to be a major threat to his party, for instance, his idea of a complete separation of church and state. The letter sent to Danbury Baptists, proves that Jefferson thought that the separation of church and state was something that Jefferson saw as a crucial point to help further the Nation. He made such statements as a wall of eternal separation which show that he felt that there was no reason for the Church to be intertwined with the government of the nation. Jefferson would also write a letter to Samuel Miller, a Presbyterian minister, that would further the religious grounds of Thomas Jefferson. He would say that he believes that there should be now binds between the United States constitution and the religious institutions, their doctrines, or exercises. A very important measure of Jeffersons true character comes from the Louisiana Purchase. While this is seen as one of, if not the most notable achievement of Jefferson, there are some missteps in logic. The idea that there should be no change in the Union was a moral supposedly followed by Jefferson. Jefferson would go on to say that this change should be proven true by a constitutional amendment, but since the process of amendment was slow, Jefferson basically said that there was no time for the ideas of strict constructionalism, the same ideals that his party and his ideals were based onà ¢Ã¢â€š ¬Ã‚ ¦ this showed the people of his party that there was some elasticity with this idea of strict constructionalism. All of the hype, all of the popularity that Jefferson had gained throughout his first term as president soon passed as he began his second term. Jeffersons second term was much less bountiful in the eyes of political and national advancement. One of the most disappointing ordeals originated from the Napoleonic wars, the naval blockades that were rampant in the Atlantic and Caribbean waters. These blockades would devastate the American trade companies and would pressure the US to take sides in a war that was not even ours. The response to this naval war was the blockade was the Embargo of 1807. This embargo did not do much for the colonies except virtually close down every American port to all foreign countries. To enforce this act, the use of the coercive powers that Jefferson opposed were needed, i.e., a strong central government which went against the principles of Jefferson. The political cartoon, made by Alexander Anderson in 1808 depicted a snapping turtle biting the nether regi ons of a man attempting to smuggle American goods to a British ship, with the word Ograbme written in an air bubble. (Ograbme was a political cartoonists way of saying Embargo.) The creator of this cartoon is none other than a Federalist portraying the views of the distaste towards the Embargo Act. The feeling that came from the violation of his own principles rang rampant and spread like wild fire throughout the country. The Federalists used this opportunity to mudsling the president and to proclaim this Embargo unconstitutional, and used it as a springboard to elect Madison as president. James Madison, the president who came after Jefferson, was seen as the only man that could carry out the ideals of the Federalists in this time period. The first thing that Madison took on as president was the repeal of the Embargo Act. The time that Madison was president, was one controlled by the continued tension between the USA and the French and British governments. The Embargo Act was soon changed to the Non-Intercourse Act, which was a way to limit the trade to the European powers, but America soon realized that it had no effect on either Great Britain or France, this act was soon repealed, and trade among the three began again. In Madisons effort to find a new path to peace with the European nation through commercial retaliation, it became increasingly more impossible to do so. With the new War Hawk elected into the seat of Congress, and the British arrogant assaults on American ships, Madison asked for a declaration of war in June 1812. Madison, who was a devoted republican, had a very tough time building and manning a formidable navy and army during this time of peace. Because of the Federalists up in New England, who had their trade basically destroyed, the United States was driven into war. This army was extremely weak and Madison needed a way to increase it. In Websters speech on a conscription bill to the House of Representatives, he said that the administration under Madison did not adhere to the ideals of strict constructionalism when they forced men to join the war for the Government. In 1814 both of the Americans and the British grew tired of war and signed the Treaty of Ghent, which ultimately brought peace and a new hope to the war stricken countries and insured independence among the Americans. The War of 1812 was one that produced economical and political effects. Since the threat of disunion coming to an end, westward expansion was on the way, which also brought a sense of new confidence to the nation as per security. Madison had felt that he had needed to respond to this new nationalism. The Federalist Party had seen their imminent demise because of the opposition of war that they had shown. Although the Jeffersonian Republicans saw this downfall as an advantage to win the seat again, there was an internal weakness among the republicans. In actions to stimulate the economy, Madison threw out some of his own Republican ideals about weak government in favor that he so strongly discouraged and opposed years ago. By 1815, Madison had developed a new wave of domestic programs to better the nation. One major recommendation was a charter for a National Bank, and a tariff to help protect small industries that were just beginning to prosper. In a speech to the House of Representa tives John Randolph implied that Madison had given up all of his republican ideals and motives to emulate a more federalist point of view. Madisons actions did not adhere to his original ideas of government. Madison would also recommend the federal support of roads and canal making. This funding of roads and canals went against what Madison would have agreed to in previous times. The last major act as president was the vetoing of the Internal Improvements Bill of 1817. In Madisons message to congress vetoing and Internal Improvements Bill, Madison said, The power to regulate commerce among several states cannot include a power to construct roads and canals Even though Madison set aside many of his political policies and republican ideals, he would still oppose internal improvements. Jefferson and Madison, although both were destined to follow and obey the ideals of the Jeffersonian Republicans, they were both compelled to act accordingly to the problems at hand, even if that meant compromising some of their own beliefs. In the years 1801 to 1807, Jefferson and his policies would emulate the true republican priorities, meaning that federal powers would be decreased. By 1807 Jefferson contradicted many of his prior beliefs about a small Central Government for the future of the nation. From 1808 to 1807 domestic, political, and nation threats were on the door steps of Madison, and although he seemed to veer away from his true, original ideology the he initially spoke of, he did it for the future of the nation. Both men shown here, exhibited a true conflict between their ideas and their practices of said ideas.

Price Inflation of the Acai Fruit

Price Inflation of the Acai Fruit Table of Contents (Jump to) 1. Introduction 2. Overview of Acai Market 3. Relevant Economic Model 4. Critical Analysis 5. Conclusion Reference 1. Introduction The Acai is a species of palm tree, its fruit generally known as â€Å"Acai Berry†. It grows mainly in the river side of Amazon of Brazil. The fruit is rich in calories, calcium, vitamin A, C, amino acid, antioxidant and some more important nutrient contents. This exercise will show the economic reason behind the steep price hike and what measures can be taken to combat against this price hike. I will also try to explain the rationale behind the proposed measures. Section two of this exercise will describe the market scenario of Acai fruit in Brazil, section three will contain relevant economic model, section four will depict critical analysis of key arguments and finally a conclusion will be drawn. 2. Overview of Acai Market The Acai fruit mainly grows in the Brazilian area of Amazon River basin. Traditionally the fruit used to cover major portion of diet of indigenous Amazon people. It was traditionally a food item for poor people. Due to its higher nutrient value the fruit has caught significant attention of International consumers. As a result the fruit has become a super food in US and international market in recent days. From a â€Å"giffen† good â€Å"Acai Berry† has now become a â€Å"super food†. The boom of Acai fruit consumption in last three decade created opportunities for new product pathways and transformation industries. Sharp rise of this product price is explained by the theory of demand. Due to Acai berry’s nutrient values, higher demand by Brazilian consumers and international demand Acai price has gone up significantly in past few years. Even after significant price increase demand for Acai berry did not decrease. This is may be the reason of its nutrient value. As the willingness to pay did not decrease; price of this product is continually increasing. Figure-1: Increase in Price due to increase in demand Table-1: Per capita GDP (PPP) of Brazil and the USA Country Value Brazil $ 12,100 USA $ 52,800 Source: The World Fact Book, CIA Acai Roots, a Brazilian company based in California, estimates the size of the US retail market for acai products to range between USD70 million to USD100 million. (Goddard, P. 2010) Acai trees usually produce fruit in three to five years of plantation. Trees produce fruit twice in a year. As Acai can be only produced in a specific climate (climate like river basin of Brazilian Amazon). It has a limited supply against the rising demand. Acai is now also growing in North Queensland of Australia, tropical forest of Malaysia, South Florida, Puerto Rico, and Hawaii. A survey by JD Power and Associates late last year (2013) found that American consumers are Optimism, they simply seek value for their money, Brand conscious, Authenticity-seekers, Purpose-driven, and Mature. Currently Brazil is experiencing a consumer behavior that America experienced post-WWII period of the 1950s and 1960s. Brazilian sales are growing four times faster than the U.S. Retail sales in the emerging market nation are increasing at 7 to 8% a year. At the same time America is only experiencing retail sales growth of about 2%. [Result is summarized from a research report of Boston Consulting Group (BCG)] 3. Relevant Economic Model Increased demand for Acai berry has created economic opportunity for many economic agents. As a result of increased demand Acai cultivation has now become commercial and many big commercial producers has now entered in to the market to raise the supply of Acai berry. Superior technology and cultivation process has been employed to increase the supply of Acai berry. No doubt that supply of Acai has increased in recent past but demand for this product has increased many folds than the supply. As a result supply force failed to bring down the price of Acai. Figure-2: Increase in Price due to greater increase in demand than increase in supply Due to Acai fruit’s global increased demand local producers of Brazil are now under presser of increasing the supply of this fruit. As this fruit requires a specific environment to grow, local producers are not being able to match with the demand of this product. As a result as theory of supply suggests price of Acai fruit has gone up significantly (prototype scenario is portrayed in figure-2). Because of its higher demand producers now can change high price for the product hence higher profit margins for the local producers and others. Theory of completion suggests super normal profit attracts more new entrants into the market. Super normal profit attracted many new producers and some corporations in to Acai production and processing industry. However, as described in figure-2, demand has increase more than the increase in supply. As a result price of Acai is still in climbing stage. But superior technology, better scientific production process can lead to a greater supply of Acai fruit which may create downward pressure on price. As multinational companies are now a player in Acai fruit industry they can exclude the small local producers from the industry. MNCs can do so because they have better supply-chain management, they can enjoy economies of scale hence lower cost of production. 4. Critical Analysis Exclusion of local small producers will have a negative effect on Brazilian economy. Some of the producer may need to switch from Acai production to some other crops. As a result their household income may fall. If their household income falls then the overall level of welfare of the local people will also decrease due to fall in income. On the other hand, engagement of large corporations and MNCs into the Acai production and processing industry may lead to economic development of the local community as well as Brazil overall. This is a paradox. One negative effect has stroked already that is exclusion of local poor indigenous people from the consumption of Acai fruit. Acai fruit used to be a major part of the local indigenous people is past, but increased price of Acai fruit has cut down those local indigenous people as its consumers. To me, this is a great paradox whether exclusion of small local producers of Acai will have negative effect on Brazilian economy or not. If the economic benefit of inclusion of large and multinational corporations in to Acai production suppresses the negative effect only then the welfare state of local small producers will not hamper. The government of Brazil may take some remedial measure to combat against the increase price of Acai and work toward supply enhancement. Some of the suggestions are: To fight against price hike Tariff on Acai fruit export Quota System These trade barrier will lead to less export of Acai from Brazil and local customer can enjoy Acai fruit will lesser price. Usually trade barriers used to protect local producers and local customers. But use of trade barriers to protect local consumers and producers is a negative tool in todays’ free world economy. For increasing supply Brazilian government can come up with few projects which will work for inventing better technology and production process so that the local producers can use superior production and processing system at lower price. These types of projects can lead to increase in Acai fruit supply, which will definitely create downward pressure on Acai fruit rising price. 5. Conclusion Acai fruit is a rainforest fruit that grows in river basin of Brazilian amazon. By the last decade the fruits’ demand has gone significantly producers have failed to generate adequate supply. Price of raw materials has gone up by many folds, suitable lands for growing Acai fruit is now becoming scares, increasing world demand for its nutrient value have led to enormous price hike. As the industry is not perfectly competitive, a super normal profit is exist in the industry. And economies of scale, higher raw materials price have excluded some small local producers from Acai production. Subsequently local indigenous people have lost their major diet which is beyond their reach. Increasing world demand, shortage of supply, and abnormal price hike in last few years, all these are now debatable issues, and prime policy concern. References Brasileiro, A. 2009, ‘Superfood’ Promoted on Oprah’s Site Robs Amazon Poor of Staple†. Retrieved from http://www.bloomberg.com Goddard, P. 2010, Brazil fruit juice production fuels drinks export. International News Services Hepburn, C. 2006, Regulation by prices, quantities of both: a review of instrument choice. Oxford Review of Economic Policy Krugman P. Obstfeld M., 2008, International Economics: Theory and Policy, 8th edition, Pearson International Edition Menezes, E., Deliza, R., Chan, H. L., Guinard, J.-X. (2011). Preferences and attitudes towards aà §aà ­-based products among North American consumers. Food Research International Muniz-Miret, N., Vamos, R., Hiraoka, M., Montagnini, F., Mendelsohn, R. (1996). The economic value of managing the aà §aà ­ palm (Euterpe oleracea Mart.) in the floodplains of the Amazon estuary, Parà ¡, Brazil. Forest Ecology and Management Samuelson A P Nordhaus D Wiiliam, 2010, Economics, 19th edition, McGraw-Hill Word Count: 1295 excluding table, graph and reference

Hemingway And nada :: essays research papers

Hemingway and "Nada" In "The light of the world" written by Ernest Hemingway Steve Ketchel, a boxer symbolizes a Jesus figure for a woman called Alice. Alice, a 350 pound, unpleasant prostitute struggles with her current life. Her central being focuses at the belief that she had a sexual relationship with Steve Ketchel. This wishful illusion arises from a complex she has because of her ugly and unpleasant appearance. Nick Adams, the main Hemingway character, believes that Alice, although she has really given up her life, still has the chance to change and live a happy life. Steven K. Hoffman would call this belief Alice has "nada". Nada is a term used in Hemingways story "A clean well lighted place". Steven K. Hoffman interpreted the word in an Essay he wrote. The word nada translated to English, basically means "nothing". But further it means much more than the simple word nothing. Nada from the point of Alice's view means that there is nothing behind of her belief. That means that her life is not based on a concrete belief. She does not believe in any religion; her religion is Ketchel. That arises from her place in society. In society she is ranked very low. A prostitute has nothing to say in our society. And since she is that low she cant set her goals higher. Her goals could be the goals Jesus talks about. Her goal in life was and still is to sleep with more and more guys. Back to nada it means that she has nothing; nothing to believe in and nothing to live for. Alice lives in an illusion. It seems that she suppresses the fact that she is a fat prostitute. How much lower can you get? She suppresses her problems with her dreams and illusions. The most important belief is that she had a sexual relationship with Ketchel. That is her main belief. For a normal American, Jesus would the most important belief. Ketchel gives her the strength to withstand her complexes. Ketchel in other words symbolizes Jesus. That is of course very sad. When comparing Jesus with Ketchel, you will not find any connecting. Ketchel is just a popular boxer among her friends and she knows nothing more of him. For her Ketchel is more than just a man to have sex with. As said, for her Ketchel is Jesus. "There was never a man like that.", said Alice. Alice did not succeed in her life. Not that it is over, but till now she did not make herself happy. She is unhappy, she is a prostitute and the most

Personal Narrative: Qualities that make me a Good Husband Essay

I am a married man, and my wonderful wife feels that I am an extremely successful husband. Surprisingly, I have never tried to be an extraordinary husband. All I have done is to maintain a very simple family life, observing some basic principles, which others can learn from. I didn?t think that I was such a good husband, but I always felt that we had a very joyful and happy life. This is such an intense feeling that no words can fully express. I believe this feeling can be called a ?total love?. Perhaps all husbands and wives need to know the nature and level of love they may have. Accordingly, I asked my wife if she loved me and why. She gave me some interesting information about myself which I had never thought of. Not only did I discover myself through her, I also discovered what a critical, sharp-eyed observer, and perceptive lover she is as a good wife. It may be worth citing here the qualities which impressed my pragmatic wife. I may also suggest those qualities to be the 'ten commandments' of a successful husband. One: I am a ?full time husband? when I am with her My wife understands that I am a very busy man, involved in my own work as an accountant, and as a voluntary social activist devoting a substantial amount of time in dealing with social issues in the local area. However, I am very much aware of the fact that I should be a ?full time husband? whenever I am with her either at home or elsewhere. I have a very good time management system in place, everyone involved with me has a certain time, however, I never forget my family (and my wife in particular) when I am away from them. I try not to interrupt our family time with any external issues. For example, I never pick up the phone or mobile when I am at home... ...love is important because it?s a game of 'give and take', not 'take and give'. However, I always demand less from her and I make every effort to give her more. I worry about what I do, and really do not bother about what she is doing for me. It provides evidence of my sincerity, commitment and devotion to her. In return, she keeps me deep in her heart. Very proudly, my wife also tries her best to do everything possible for me. As a result, this reciprocity makes us both enjoy our deepest love and a happy family life. Ten: I am unsatisfied with my job One of the things that my wife likes best about me is that I am always apologising for not doing enough for her. I admit that the love and care I give her is much less than she actually deserves. It makes me polite and humble and further pushes me to do better in my love, affection, approach and treatment of her. Personal Narrative: Qualities that make me a Good Husband Essay I am a married man, and my wonderful wife feels that I am an extremely successful husband. Surprisingly, I have never tried to be an extraordinary husband. All I have done is to maintain a very simple family life, observing some basic principles, which others can learn from. I didn?t think that I was such a good husband, but I always felt that we had a very joyful and happy life. This is such an intense feeling that no words can fully express. I believe this feeling can be called a ?total love?. Perhaps all husbands and wives need to know the nature and level of love they may have. Accordingly, I asked my wife if she loved me and why. She gave me some interesting information about myself which I had never thought of. Not only did I discover myself through her, I also discovered what a critical, sharp-eyed observer, and perceptive lover she is as a good wife. It may be worth citing here the qualities which impressed my pragmatic wife. I may also suggest those qualities to be the 'ten commandments' of a successful husband. One: I am a ?full time husband? when I am with her My wife understands that I am a very busy man, involved in my own work as an accountant, and as a voluntary social activist devoting a substantial amount of time in dealing with social issues in the local area. However, I am very much aware of the fact that I should be a ?full time husband? whenever I am with her either at home or elsewhere. I have a very good time management system in place, everyone involved with me has a certain time, however, I never forget my family (and my wife in particular) when I am away from them. I try not to interrupt our family time with any external issues. For example, I never pick up the phone or mobile when I am at home... ...love is important because it?s a game of 'give and take', not 'take and give'. However, I always demand less from her and I make every effort to give her more. I worry about what I do, and really do not bother about what she is doing for me. It provides evidence of my sincerity, commitment and devotion to her. In return, she keeps me deep in her heart. Very proudly, my wife also tries her best to do everything possible for me. As a result, this reciprocity makes us both enjoy our deepest love and a happy family life. Ten: I am unsatisfied with my job One of the things that my wife likes best about me is that I am always apologising for not doing enough for her. I admit that the love and care I give her is much less than she actually deserves. It makes me polite and humble and further pushes me to do better in my love, affection, approach and treatment of her.

Dbq Response Spread of Buddhism in China

Megan Cissell AP World-4 George October 14, 2012 Document Based Question After analyzing the documents I was given, I believe there is both a positive and negative response to the spread of Buddhism in China. Over time the response became more and more negative than positive. People were getting used to the spread of Buddhism because they knew that it wasn’t going away anytime soon. The background information I was given explains that since China was unstable at this time Confucianism was on the decline which made Buddhism easier to rise. Document one does not really state a response to the spread of Buddhism in China.This document is just three of the four noble truths that the Buddha preached. This document does not go into any grouping that I have because it does not explain anything about the spread of Buddhism. Certain documents had a positive response to the spread. One of the documents was summarizing the fourth noble truth that the Buddha preached, but it also explaine d the goal of Buddhism (Document 2). Another example of a positive response is the one that explains how Confucius, Laozi, and the Buddha are alike in what they wanted for their respective religions.They all three wanted the same, but it was the difference in time periods that set them apart (Document 5). The next document I am going to explain is both positive and negative. The answers that are used are more positive than the questions, but still have a negative side to them. This document explains how Confucian classics do not contain everything so they ask why there is suspicion that Buddhism is so bad. The person talks about Buddha as a unicorn compared to other sages as a white deer; however, white deer are rare and unicorns are unreal. This person is saying that the Buddha does not really exist so why should Buddhism.The questions in this document are more negative because it talks about how if Buddhism is so great then why didn’t Confucius practice it. The questions al so point out that monks do not marry or have families, they only care about goodness and wisdom, which is not part of Chinese culture (Document 3). However to the positives also bring some negatives. Although, one of the documents has a negative response by saying that the Buddha does not conform to the Chinese culture, the scholar took greatly to Buddhism because he knows it will continue to spread until later when China becomes more stable and Confucianism returns.He is basically saying that why should Buddhism be honored if it has not originated in China. I believe that there is some bias in this excerpt because the person writing it is a Confucian scholar. (Document 4). Document 4 and document 6 tie together because they were written about the same time. This document talks about how Buddhism is an infection to China and is spreading like a vine throughout the country. He also says the country will suffer because people will stop their jobs to follow the Buddha.Buddhism in his w ords are like weeds, they don’t stop growing even if you pull them they grow back again and again. This excerpt also states how scared China was of the spread and how it could change the Chinese culture (Document 6). Additional pieces that I could use are the reports and consultations of the general public. These would be helpful to see how it impacted the whole country of China through the eyes of the public not just people that have power in the courts.

My thoughts and reflections Essay

Sustainability I hadn’t considered the inter-plays that exist between the social, environmental and economic aspects of sustainability, I subscribe to the three pillars of sustainability (figure 1), that is each has an impact but they are independent of each other. Figure 1: Three pillars of sustainability Source: Wallis, A. M., Graymore, M. L. M., & Richards, A. J. (2011) p.596. Class discussions and research enabled me to see the interactions between these pillars and I started to contemplate sustainability more as an interactive process aligned with the three spheres of sustainability (figure 2) which I interpret as being of equal importance and that is you connect them all you will achieve sustainability. Figure 2: Three spheres of sustainability Source: Wallis, A. M., Graymore, M. L. M., & Richards, A. J. (2011) p.596. My ecological footprint gave me personal insights into my impact on the environment. I reflected on what I could do to reduce my footprint; an all-electric house, job with extensive car travel and I am a meat eater. What future was I leaving my children and what could I change? I could reduce my consumption of red meat, saving a planet, however the economic and social impact on our farmers for me outweighs the impact on the planet after all that is their livelihood. I can reduce my energy usage by turning appliances off at home and work and I can use technology for meetings to reduce my travel imprint. I watched a number of documentaries on natural disasters and asked myself why we have done nothing to prevent these and what have we learnt. I reflected  on the impact of the recent drought throughout Victoria. Ballarat almost ran out of potable water, our lake ran dry and tourism was in decline. This environmental event was impacting on our economy and the social impact was and is still being felt today. Human behavior changed, current water demand remains at levels of the 1930’s therefore I’ve concluded that humans need a crisis in order to change behaviour for the good of the environment. But have we really learnt from this, the drought of the 1930’s suggest not, evidence was there that we over used the land having a significant impact socially, economically and environmentally but yet natural disasters droughts still occur due to inadequate consideration of all aspects of sustainability. Worldviews and values A light bulb moment – I hadn’t considered sustainability worldviews. Was I more inclined to lean towards the atomistic (individual-centred) view or the holistic (earth-centred) view? On reflection I think for me it is both, unless you hold strong beliefs one way or the other I believe we hover in between; we all interpret data differently based on our starting assumptions and values and are less likely to change our worldview. In particular I reflected on Indigenous Australians who hold to a traditional value, the land is sacred to them; by holding this view they have a positive impact on the environment; they only take what they need, they give back and believe in the spirit of the land. They didn’t need politicians to develop policies and legislation to make them reduce their carbon emissions or to look after the land. I am faced with the dilemma of how we as a nation can make a difference; it appears that I have more questions than I have answers. Sustainability phases Most organisations are slow adapters to change and usually do so as a result of compliance activities being enforced upon them due to new or reformed legislation, a good example of this is OH&S legislation in Australia. Are we doing enough through education to ensure the next generation of leaders will consider sustainability more than a buzz word? We have created a throwaway  society, landfill is becoming scarce and yet our propensity to have the latest gadget is not decreasing, locally, nationally and internationally we need to look at ways in which we can recycle or reuse the materials on a large scale that has a positive impact on the planet. Another light bulb moment came when we researched companies that we believe are sustainable and consider what phase of sustainability they are in. We looked at Acciona Energy and concluded that they are in sustaining corporation phase as they are paving the way in sustainability. Not all would agree as there are people in Ballarat who are opposed to wind farms and their worldviews are strong in the belief the turbines are more harmful to your health and nothing will persuade them otherwise. This re-emphasises that our assumptions and values in many ways holds much stronger than any evidence that may be presented to us that may refute our views. My journey I have discussed and debated the values I hold and how by changing one small thing we can make a difference to our ecological footprint. If everyone made one small change in their lifestyle it may grow into something that will impact positively on the planet; e.g. Earth hour which started as a national event and is now a global phenomenon. I’ve planted a vegetable garden, my meat consumption has decreased and I actively shop for locally produced vegetables and fruit. I have moved my thinking to that of the ‘bullseye’ model (figure 3) which â€Å"shows that the human system, which is broken up into social and economic systems, must stay within the capacity of the social system to be sustainable.† (Wallis, A. M., Graymore, M. L. M., & Richards, A. J. 2011. p.597) Figure 3: Bullseye model Source: Wallis, A. M., Graymore, M. L. M., & Richards, A. J. (2011) p.598. I have contemplated how we move sustainability from a buzz word without introducing legislation which may not change people’s worldview. I work in the not-for-profit sector we are at the compliance phase of sustainability,  we can move to the efficiency phase by building the capacity of our community leaders; raising their awareness of sustainability, allowing them to experience the impact of their decisions and making a change that positively impacts the environment. I have seen sustainable behavioural change occur; such as water demand, if the reason for change is compelling but we have to recognise that change is a journey and for each of us we have to subscribe to the view that we want to change. Bibliography Wallis, A. M., Graymore, M. L. M., & Richards, A. J. (2011) Significance of environment in the assessment of sustainable development: The case for south west victoria. Ecological Economics, 70(4), 595-605.